Customers download the coyni mobile payment app and load tokens into their eWallet via credit, debit, or ACH.
To complete a sale, coyni merchants generate unique QR codes with a defined amount for customers. The customer scans the QR code with their coyni mobile app and completes the transaction.
The customer’s tokens transfer from their eWallet to the merchant’s processing eWallet, and the transaction is instantly recorded on an immutable distributed ledger.
Merchant accounts will automatically receive a daily batch of tokens from their sales for the day. These tokens will be transferred directly to their business eWallet and can be withdrawn at anytime via ACH or Push-to-Card (P2C).
Businesses can offramp their funds to their bank account at any time using an ACH withdraw.
Using eWallets, merchants can receive payments directly from customers quickly and securely.
The coyni Mobile Point-of-Sale app allows merchants to turn any smartphone into a POS
Give your business coyni functionality on your own branded platform.
coyni is part of the RYVYL family of payment and processing solutions. At the heart of coyni's capabilities is RYVYL's secure, innovative technology. To learn more about RYVYL, visit www.ryvyl.com.
coyni’s mission is to make transferring payments simple and instantaneous. We envision a relationship of trust with you by creating a more reliable and transparent financial system.
For questions or more information about coyni, please submit an inquiry. We look forward to hearing from you, and we’ll be in touch as soon as possible.
